Terms of Service

Effective Date: November 30, 2025

These Terms of Service govern your use of our website and any services provided by Northwestern Mutual Life Insurance. By accessing or using our Services, you agree to be bound by these Terms.

1. Acceptance of Terms

You must be at least 18 years old to use our Services. By using this site or requesting services, you accept these Terms and our Privacy Policy.

2. Use of Services

Our Services are for informational purposes and to request insurance quotes or policy management.
You agree not to misuse the site, attempt unauthorized access, or interfere with its operation.

3. Account Responsibilities

If you create an account, you are responsible for maintaining its confidentiality and all activities under it.

4. Insurance Products & Quotes

Quotes are estimates and subject to underwriting approval.
Coverage is only effective upon policy issuance and payment of premium.
All policies are subject to the terms, conditions, exclusions, and limitations stated in the policy contract.

5. Payments

Premium payments are processed securely. Late payments may result in policy lapse.

6. Electronic Communications

By providing your email or phone number, you consent to receive electronic communications including policy documents, billing notices, and marketing materials (you may opt out anytime).

7. Intellectual Property

All content on this site is owned by Northwestern Mutual Life Insurance or its licensors and protected by copyright and trademark laws.

8. Limitation of Liability

To the fullest extent permitted by law, Northwestern Mutual Life Insurance shall not be liable for any indirect, incidental, or consequential damages arising from use of our Services.

9. Governing Law

These Terms are governed by the laws of the State of Wisconsin, without regard to conflict of law principles.

10. Changes to Terms

We may update these Terms at any time. Continued use of the Services constitutes acceptance of the updated Terms.

11. Contact Information

720 East Wisconsin Avenue Milwaukee, Wisconsin 53202 United States Phone: (866) 950-4644 Email: contact@nmlInsurance.us